是兩種不同的財務處理方式，它們在多個方面有所不同。以下是兩者的主要區別：

Individual bankruptcy is a form of insolvency that entails implementing into the court to be able to clear your debts. You can find an upfront price and you may well be needed to make payments out of your earnings into the personal bankruptcy for up to 3 years.

Debt relief orders: A credit card debt relief order freezes personal debt repayments and interest for 12 months, and then your debts may be penned off If the fiscal condition won't increase.

Debt administration corporations are organisations that supply to assist you to manage your debts. You may perhaps see their adverts on the net or they may make an effort to Get in touch with you specifically.

就業限制：不能從事特定職業，如律師、保險、地產和證券商或有限公司董事；

結餘轉戶計劃是銀行或財務機構推出的貸款產品，用作集中還清債務。透過批出新的較低息貸款計劃，協助欠債人先還清來自不同公司的高息債務，減低利息開支外，申請程序亦更為簡便及快捷。

K Dollars Constrained, a local scientific study enterprise, to supply a reputation 債務重組邊間好 card verification function with blockchain technological know-how to avoid scammers from pretending to generally be staff with the bank.

申請破產條件是什麼？經濟不景，破產成為社會關注議題。本文將分享債務重組與破產分別、申請破產後果壞處、破產限制、申請破產程序、申請破產費用及破產年期。另外，亦會回答一些常見破產提問，例如破產開銀行出糧戶口可以嗎？破產後工作有何限制？破產唔洗還錢？

影響信貸評級：破產通常會導致信用評級的急劇下降，而重組的影響則較為溫和。債務重組過程中，信貸評級可能受到影響，而在清還貸款前，欠債人不能再借貸或申請信用卡。

Driver Booster Free of charge: A well-liked driver updater with a sizable databases of motorists, computerized scan and update attributes, and program optimization applications.

Driver Effortless: A Resource that scans your Laptop for outdated or missing drivers and provides easy-to-put in updates.

Secured loans are debts that are secured towards your own home. This suggests if 債務重組收費 you can’t pay out the credit card debt, they're able to take your house.

The a few dots to the ideal of each 債務舒緩邊間好 and every title will Allow you to either install the motorists or search the version on the web to accomplish far more investigation. DriverPack will make a restoration issue ahead of the set up starts.

Person Voluntary Arrangements, or IVAs, are lawful agreements that can help you pay off your personal debt at a far more economical amount. Read more to Learn the way they operate and whether they might be an selection for you.